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Other Products

Active 360

Active 360 is an all-round insurance policy designed for modern lifestyles. It includes personal accident, home contents, liability, wallet protection, and personal belongings cover. In case of accidental death of the policy holder, Active 360 will pay for monthly expenses such as house rent, school fees, and utility bills. Contents are also covered.

If you lose your wallet or other important documents, you’ll be protected up to AED 3,000, while personal belongings such as jewellry, portable devices, mobiles and tablets are covered against loss, accidental damage and theft worldwide.

Personal Accident BenefitsPlan (in AED)
House rent (monthly benefit, up to 12 months)5,000
School fees (lump sum benefit, irrespective of number of children)20,000
Utility bills (monthly benefit, up to 12 months)500
Relocation of personal belongings to home country10,000
Common carrier – accidental death, permanent partial disability, permanent total disabilityDouble benefit (of the above)
Repatriation of remains following accidental death4,000
Permanent partial disability% of 100,000
Accidental medical expenses10,000
Second opinion serviceIncluded
Home Contents BenefitsPlan (in AED)
Contents15,000
Contents temporarily removed3,000
Contents in the open2,500
Household removals (damaged in-transit)1,500
Loss of rent and alternative accommodation (hotel in UAE, AED 300 per day)Up to a maximum of 3,000
Replacement of locks and keys500
Fatal injury cover (self and spouse) due to perils covered at home50,000
Visitors’ personal belongings lost/damaged2,500
Liability BenefitsPlan (in AED)
Occupier’s personal liability / employer’s liability1,000,000
Tenant’s liability250,000
Wallet and Credit Card ProtectionPlan (in AED)
Lost wallet, passport, driving license, Emirates ID, labor card3,000
Personal money and credit cards (cover against loss, fraudulent charges in UAE, and up to 90 days while travelling worldwide)2,000
Personal BelongingsPlan (in AED)
Including jewellry, portable electronics, mobiles, tablets, and other valuables carried with the individual. Covers loss, accidental damage, theft in the UAE and up to 90 days while travelling worldwide2,000

Territorial Limit:

Worldwide for personal accident benefits and personal belongings

UAE for home contents and benefits

Policy Terms and Conditions:

  • Coverage as per RSA standard wording
  • 30 days notice of cancellation
  • Insured age – 18 to 65 years

Want to know more? Click here to download the Active 360 Terms and Conditions.

Max Advantage

Ensure a lump sum benefit after accidental death, or permanent total or partial disability due to accident, with Max Advantage.The policy also covers medical expenses and related expenses in case of an accident, including emergency cash and a daily hospital allowance, as well as a second medical opinion with top medical experts.

Territorial Limit:

Worldwide

Personal Accident Benefits (AED)Plan (in AED)
Accidental death125,000
Permanent total disability (due to accident)125,000
Permanent partial disability (due to accident)125,000
Temporary total disability (due to accident) – paid weekly300
Accidental medical reimbursement7,500
Repatriation expenses5,000
Airfare for a family member on repatriation10,000
Emergency cash (due to accident)10,000
In hospital daily allowance (due to accident) – paid weekly100
Additional Benefit
Second medical opinionInclusive

Policy Terms and Conditions:

  • Coverage as per RSA standard wording
  • 30 days notice of cancellation
  • Insured age – 18 to 65 years

Want to know more? Click here to download the Max Advantage Terms and Conditions.

Personal Income Guard

Enjoy peace of mind with Personal Income Guard, a cost-effective policy covering accidental death or permanent total disability following an accident. If you’re the victim of an ATM assault, you’re covered for bodily injury which causes death or permanent total disability. And if an accident means you’ve lost or damaged documents such as your passport, driving license, Emirates ID or labor card, you’re covered up to AED 1,000.

Territorial Limit:

Worldwide

Coverage/ BenefitsSum Insured / Cover Limits
Accidental death / permanent total disability (PTD)AED 100,000
ATM assaultAED 1,000
Loss of documents (passport, driving license, work permit and residence permit) following an accidentActual subject to maximum of AED 1,000
Family transportation benefit (one way, economy class air fare expenses) following accidental death / PTD of the insuredActual subject to maximum AED 1,500

Policy Terms & Conditions:

  • Coverage as per RSA standard wording
  • 30 days notice of cancellation
  • Insured age – 18 to 65 years

Want to know more? Click here to download the Personal Income Guard Terms and Conditions.

Remit Protect

Protect your monthly remittance to your home country against the unforeseen, with Remit Protect insurance. The policy pays for the last 12 remittances, up to a maximum of AED 50,000, should you suffer accidental death or permanent total disability. It also pays for funeral expenses, repatriation expenses, and family transportation expenses.

Territorial Limit:

Worldwide

Personal Accident BenefitsPlan (in AED)
Accidental deathTotal remittances in the last 12 months, minimum of AED 50,000, maximum of AED 100,000
Permanent total disability due to accidentTotal remittances in the last 12 months, minimum of AED 50,000, maximum of AED 100,000
Permanent partial disability due to accident (short scale)AED 50,000
Temporary total disability due to accident80% of weekly salary up to AED 500 per week and up to a maximum of 52 weeks
Funeral expenses (accidental death)AED 10,000
Repatriation expenses (accidental death)AED 10,000
Family transportation (accidental death or permanent total disability)AED 10,000
Family relocation – (accidental death or permanent total disability)AED 10,000
Additional benefitPlan (in AED)
ATM assault and robberyIndividual limit: AED 500 per instance / aggregate limit: AED 1,000

Policy Terms and Conditions:

  • Coverage as per RSA standard wording
  • 30 days notice of cancellation
  • Insured age – 18 to 65 years
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