Active 360
Active 360 is an all-round insurance policy designed for modern lifestyles. It includes personal accident, home contents, liability, wallet protection, and personal belongings cover. In case of accidental death of the policy holder, Active 360 will pay for monthly expenses such as house rent, school fees, and utility bills. Contents are also covered.
If you lose your wallet or other important documents, you’ll be protected up to AED 3,000, while personal belongings such as jewellry, portable devices, mobiles and tablets are covered against loss, accidental damage and theft worldwide.
| Personal Accident Benefits | Plan (in AED) |
|---|---|
| House rent (monthly benefit, up to 12 months) | 5,000 |
| School fees (lump sum benefit, irrespective of number of children) | 20,000 |
| Utility bills (monthly benefit, up to 12 months) | 500 |
| Relocation of personal belongings to home country | 10,000 |
| Common carrier – accidental death, permanent partial disability, permanent total disability | Double benefit (of the above) |
| Repatriation of remains following accidental death | 4,000 |
| Permanent partial disability | % of 100,000 |
| Accidental medical expenses | 10,000 |
| Second opinion service | Included |
| Home Contents Benefits | Plan (in AED) |
|---|---|
| Contents | 15,000 |
| Contents temporarily removed | 3,000 |
| Contents in the open | 2,500 |
| Household removals (damaged in-transit) | 1,500 |
| Loss of rent and alternative accommodation (hotel in UAE, AED 300 per day) | Up to a maximum of 3,000 |
| Replacement of locks and keys | 500 |
| Fatal injury cover (self and spouse) due to perils covered at home | 50,000 |
| Visitors’ personal belongings lost/damaged | 2,500 |
| Liability Benefits | Plan (in AED) |
|---|---|
| Occupier’s personal liability / employer’s liability | 1,000,000 |
| Tenant’s liability | 250,000 |
| Wallet and Credit Card Protection | Plan (in AED) |
|---|---|
| Lost wallet, passport, driving license, Emirates ID, labor card | 3,000 |
| Personal money and credit cards (cover against loss, fraudulent charges in UAE, and up to 90 days while travelling worldwide) | 2,000 |
| Personal Belongings | Plan (in AED) |
|---|---|
| Including jewellry, portable electronics, mobiles, tablets, and other valuables carried with the individual. Covers loss, accidental damage, theft in the UAE and up to 90 days while travelling worldwide | 2,000 |
Territorial Limit:
Worldwide for personal accident benefits and personal belongings
UAE for home contents and benefits
Policy Terms and Conditions:
- Coverage as per RSA standard wording
- 30 days notice of cancellation
- Insured age – 18 to 65 years
Want to know more? Click here to download the Active 360 Terms and Conditions.
Max Advantage
Ensure a lump sum benefit after accidental death, or permanent total or partial disability due to accident, with Max Advantage.The policy also covers medical expenses and related expenses in case of an accident, including emergency cash and a daily hospital allowance, as well as a second medical opinion with top medical experts.
Territorial Limit:
Worldwide
| Personal Accident Benefits (AED) | Plan (in AED) |
|---|---|
| Accidental death | 125,000 |
| Permanent total disability (due to accident) | 125,000 |
| Permanent partial disability (due to accident) | 125,000 |
| Temporary total disability (due to accident) – paid weekly | 300 |
| Accidental medical reimbursement | 7,500 |
| Repatriation expenses | 5,000 |
| Airfare for a family member on repatriation | 10,000 |
| Emergency cash (due to accident) | 10,000 |
| In hospital daily allowance (due to accident) – paid weekly | 100 |
| Additional Benefit | |
| Second medical opinion | Inclusive |
Policy Terms and Conditions:
- Coverage as per RSA standard wording
- 30 days notice of cancellation
- Insured age – 18 to 65 years
Want to know more? Click here to download the Max Advantage Terms and Conditions.
Personal Income Guard
Enjoy peace of mind with Personal Income Guard, a cost-effective policy covering accidental death or permanent total disability following an accident. If you’re the victim of an ATM assault, you’re covered for bodily injury which causes death or permanent total disability. And if an accident means you’ve lost or damaged documents such as your passport, driving license, Emirates ID or labor card, you’re covered up to AED 1,000.
Territorial Limit:
Worldwide
| Coverage/ Benefits | Sum Insured / Cover Limits |
|---|---|
| Accidental death / permanent total disability (PTD) | AED 100,000 |
| ATM assault | AED 1,000 |
| Loss of documents (passport, driving license, work permit and residence permit) following an accident | Actual subject to maximum of AED 1,000 |
| Family transportation benefit (one way, economy class air fare expenses) following accidental death / PTD of the insured | Actual subject to maximum AED 1,500 |
Policy Terms & Conditions:
- Coverage as per RSA standard wording
- 30 days notice of cancellation
- Insured age – 18 to 65 years
Want to know more? Click here to download the Personal Income Guard Terms and Conditions.
Remit Protect
Protect your monthly remittance to your home country against the unforeseen, with Remit Protect insurance. The policy pays for the last 12 remittances, up to a maximum of AED 50,000, should you suffer accidental death or permanent total disability. It also pays for funeral expenses, repatriation expenses, and family transportation expenses.
Territorial Limit:
Worldwide
| Personal Accident Benefits | Plan (in AED) |
|---|---|
| Accidental death | Total remittances in the last 12 months, minimum of AED 50,000, maximum of AED 100,000 |
| Permanent total disability due to accident | Total remittances in the last 12 months, minimum of AED 50,000, maximum of AED 100,000 |
| Permanent partial disability due to accident (short scale) | AED 50,000 |
| Temporary total disability due to accident | 80% of weekly salary up to AED 500 per week and up to a maximum of 52 weeks |
| Funeral expenses (accidental death) | AED 10,000 |
| Repatriation expenses (accidental death) | AED 10,000 |
| Family transportation (accidental death or permanent total disability) | AED 10,000 |
| Family relocation – (accidental death or permanent total disability) | AED 10,000 |
| Additional benefit | Plan (in AED) |
| ATM assault and robbery | Individual limit: AED 500 per instance / aggregate limit: AED 1,000 |
Policy Terms and Conditions:
- Coverage as per RSA standard wording
- 30 days notice of cancellation
- Insured age – 18 to 65 years