Loans
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Personal Loan for UAE Nationals without Salary Transfer
Acquire the personal loan you require without the necessity of transferring your salary.
- Generous loan amounts of up to AED 1 million
- No mandatory salary transfer
- Minimum monthly salary requirement of AED 15,000
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Personal Loans for Expatriates without Salary Transfer
Secure the personal loan you require without the need for a salary transfer.
- Avail high loan amounts of up to AED 600,000
- Minimum monthly salary of AED 15,000
- No mandatory salary transfer
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Tailored personal loans exclusively designed for UAE Nationals.
Explore our exclusive personal loans crafted specifically for UAE Nationals.
- Loan amount of up to AED 5 million
- Loan duration extending up to 48 months
- Minimum monthly salary requirement of AED 7,000
![](https://aednb.com/wp-content/uploads/2022/09/Cards-Desktop-En-Personal-Loan-for-Expats.jpg)
Personal Loans for Expatriates
Benefit from competitive interest rates starting at 3.99% variable rate per year.
- Loans available for amounts up to AED 2 million
- Flexible loan duration of up to 48 months
- Minimum monthly salary requirement of AED 7,000
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Loans for New Residents / Loans for Individuals New to Employment
Facilitate your settlement in the UAE with our tailored loans.
- Loan amounts extending up to AED 600,000
- Flexible loan duration of up to 48 months
- Minimum monthly salary requirement of AED 10,000
![](https://aednb.com/wp-content/uploads/2022/09/Cards-Desktop-En-etihad-guest-personal-loan.jpg)
Etihad Guest Loan
- Accrue Etihad Guest Miles on new loans, buyouts, top-ups, or additional personal loans
- Receive 500 Guest Miles for every AED 20,000 borrowed
- Minimum monthly salary requirement of AED 7,000
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Secured Financing
Obtain a secured loan leveraging your fixed deposits with DNB.
- Loans available for amounts up to AED 5 million
- Flexible loan duration of up to 48 months
- Minimum monthly salary requirement of AED 7,000
![](https://aednb.com/wp-content/uploads/2022/09/Cards-Desktop-Ar-landlord-loans.jpg)
Property Owner Loans
Secure financing by leveraging the value of your rental income.
- Loans available for amounts up to AED 2 million
- Flexible loan duration of up to 48 months
- Minimum monthly salary requirement of AED 7,000
![](https://aednb.com/wp-content/uploads/2022/09/Cards-Desktop-Ar-national-loans-scheme.jpg)
Countrywide Financing Program
Established by the Central Bank of the UAE, this initiative is exclusively designed for UAE nationals with existing loans predating May 2011. Eligibility criteria include a debt burden ratio surpassing 50% of their monthly salary.
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Loan Buyout Solutions
Empower your financial control by transferring your loans to DNB.
- Loan amounts available up to AED 5 million
- Flexible loan duration extending up to 48 months
![](https://aednb.com/wp-content/uploads/2022/09/Cards-Desktop-Ar-car-loans-for-salaried-individuals.jpg)
Auto Loans for Employed Individuals
Transform your dream of owning a car into reality with DNB.
- Avail loans of up to AED 1.5 million or 80% of the car value
- Financing options for both new and used cars
- Minimum monthly salary requirement of AED 8,000
![](https://aednb.com/wp-content/uploads/2022/09/Cards-Desktop-Ar-car-loans-for-self-employed-individuals.jpg)
Auto Loans for Self-Employed Individuals
As your own boss, seize the opportunity to own the car of your dreams with DNB.
- Loan amount of up to AED 1,500,000 or 80% of the car value
- Financing options available for both new and used cars
- Minimum monthly salary requirement of AED 25,000