FlexiGuard is a compact policy which provides cover for you and your spouse in case of hospitalization, medical reimbursement following an accident, as well as home healthcare services.
- Covers childcare services up to 12 months in case of death of a spouse due to an accident
- Covers accidental death of a spouse with no additional premium as a UAE resident
- Covers essential cash and educational allowance in case of accidental death and death due to sickness of the insured
| Coverage / Benefits for insured person | Essential (AED) | Comfort (AED) | Elite (AED) | Gold (AED) | Platinum (AED) | Superior (AED) |
|---|---|---|---|---|---|---|
| Accidental death | 100,000 | 150,000 | 200,000 | 250,000 | 300,000 | 325,000 |
| Accidental death (common carrier) | 150,000 | 200,000 | 250,000 | 300,000 | 350,000 | 400,000 |
Extended Covers in case of accidental death / death due to sickness
| Coverage / Benefits for insured person | Essential (AED) | Comfort (AED) | Elite (AED) | Gold (AED) | Platinum (AED) | Superior (AED) |
|---|---|---|---|---|---|---|
| Essential cash / inconvenience benefit (per month for 12 months) | 4,000 | 5,000 | 6,000 | 7,000 | 8,000 | 9,000 |
| Educational allowance (up to a maximum limit as mentioned) | 12,000 | 15,000 | 17,50d0 | 20,000 | 22,500 | 25,000 |
| House rent (up to a maximum limit as mentioned) | 3,500 | 4,500 | 5,500 | 6,500 | 7,500 | 8,000 |
| Flying mortal remains to home country | 2,500 | 5,000 | 7,500 | 10,000 | 12,500 | 15,000 |
| Cargo for shipping personal things to home country | 2,000 | 2,500 | 3,000 | 3,500 | 4,000 | 5,000 |
| Coverage / Benefits for insured and/or spouse | Essential (AED) | Comfort (AED) | Elite (AED) | Gold (AED) | Platinum (AED) | Superior (AED) |
|---|---|---|---|---|---|---|
| Hearing aid repair or replacement (up to a maximum limit as mentioned) | 2,000 | 4,000 | 6,000 | 8,000 | 10,000 | 12,000 |
| Medical reimbursement following an accident (deductible of AED 100) | 3,000 | 4,000 | 5,000 | 6,000 | 7,000 | 8,000 |
| Hospitalisation due to an accident (per day, for a maximum of 60 days) | 40 | 60 | 80 | 100 | 120 | 140 |
| Taxi fare | 200 | 300 | 400 | 500 | 600 | 700 |
| Home health care services (Up to a maximum of 7 days, where the per day cost does not exceed 15% of the cumulative limit) | 5,000 | 7,000 | 10,000 | 12,000 | 15,000 | 16,500 |
| Post traumatic (rehab etc.) / counseling cover (up to a maximum of 7 days, where the per day cost does not exceed 15% of the cumulative limit) | 5,000 | 7,000 | 10,000 | 12,000 | 15,000 | 16,500 |
| Teeth damage (following an accident) | 500 | 700 | 1,000 | 1,200 | 1,500 | 1,750 |
| Second medical opinion | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 |
| Coverage / Benefits for spouse | Essential (AED) | Comfort (AED) | Elite (AED) | Gold (AED) | Platinum (AED) | Superior (AED) |
|---|---|---|---|---|---|---|
| Accidental death | 50,000 | 75,000 | 100,000 | 125,000 | 150,000 | 175,000 |
| Accidental death (common carrier) | 100,000 | 125,000 | 150,000 | 175,000 | 200,000 | 225,000 |
| Childcare service in the event of accidental death (per month for 12 months) | 1,500 | 2,000 | 2,500 | 3,000 | 3,500 | 4,000 |
| Flying mortal remains to home country | 1,500 | 2,500 | 3,500 | 4,500 | 5,000 | 5,500 |
Territorial Limit of Cover
Worldwide cover for personal accident, death due to sickness, hearing aid, teeth damage, hospitalisation, and medical reimbursement benefits. UAE coverage for all other benefits.
Policy Terms and Conditions
- 30 days’ notice of cancellation (free look period: from date of policy inception)
- Insured age: 18-65 years old
- Coverage as per RSA Standard Wording