Welcome to Dhabi Nations Bank

Elite Current Account


  • No minimum balance needed for multi-currency accounts
  • Unlimited free cheque books included
  • First international remittance free monthly (AED Accounts only, DNB charges only)
  • Complimentary Elite Gold Mastercard World debit card


  • Elite status requires a Total Relationship Balance (TRB) of 500,000 AED, a Mortgage of 2,500,000 AED, or a Salary Transfer of 50,000 AED.

The Total Relationship Balance (TRB) comprises the sum of balances across current, savings, and call accounts, along with fixed deposits and investments.

Required documents

  • A filled-out account opening form
  • A copy of a valid passport/resident visa/Emirates ID (originals required for presentation)
  • Documentation verifying proof of income

Please note that additional documents may be requested on a case-by-case basis as per requirements.

Debit card benefits

The Elite Current Account includes a complimentary Elite Gold Mastercard World debit card for convenient and immediate access to your funds.

  • Experience high daily ATM cash withdrawal limits (up to AED 25,000) and purchase limits (up to AED 75,000)
  • Free cash withdrawals from any ATM within the UAE
  • Four free cash withdrawals monthly from ATMs outside the UAE
  • Access exclusive benefits and preferential treatment worldwide as a World Mastercard holder
  • Our DNB debit card offers peace of mind for online purchases, providing insurance coverage of up to USD 1,000 per year for undelivered, incorrect, or damaged items within 30 days of delivery.

DNB Rewards

Absolutely rewarding in every aspect!

With your Elite Current Account, you’ll earn DNB Rewards on your account balance and debit card spending.

  • Earn 60 DNB Rewards for every AED 100 spent domestically and 120 DNB Rewards for every AED 100 spent internationally.
  • Accumulate 8 DNB Rewards for every AED 1,000 average account balance, capped at 150,000 DNB Rewards per month (requires a minimum average monthly balance of AED 10,000).
  • Experience instant redemption with a wide array of rewards including shopping, cashback, utility bill payments, dining, or holiday bookings.
  • Access exclusive lifestyle rewards through our World Mastercard debit card.

Note: For joint account holders, Stars earned based on the average balance will be equally divided across all the holders of the account

Debit card daily limits

  • ATM cash withdrawal limit: AED 40,000
  • Retail purchase transaction limit: AED 75,000
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