Welcome to Dhabi Nations Bank

DNB One Account


  • No minimum balance charges
  • Earn DNB Rewards on your purchases and redeem them for your choice of rewards
  • Access special offers and discounts from selected premium retailers in the UAE
  • Receive a free Platinum Mastercard debit card
  • Enjoy complimentary lounge access at selected airports with the DNB Platinum Mastercard debit card


  • Applicants need to be UAE residents.
  • Salaried customers require a minimum monthly salary of AED 10,000.
  • Non-salaried customers are required to make an initial deposit of AED 10,000.

Required documents

  • A duly filled account opening form
  • A copy of a valid passport/resident visa/Emirates ID (originals required for presentation)
  • Documentation verifying proof of income

Note: Additional documents may be required on a case-by-case basis

Debit card features

Your One Account includes a complimentary Platinum Mastercard debit card, granting access to various shopping and lifestyle benefits.

  • Receive four free cash withdrawals from any ATM in the UAE.
  • Secure your online purchases with a One Time Password (OTP) for added safety.
  • Benefit from purchase protection on all debit card transactions for up to 90 days from the purchase date.
  • Access complimentary airport lounges across the Middle East by presenting your Platinum Mastercard debit card, no prior booking required.
  • Gain peace of mind with our DNB debit card for online shopping, providing insurance coverage of up to USD 1,000 per year for undelivered, incorrect, or damaged items within 30 days of delivery.

DNB Rewards

Absolutely rewarding in every aspect!

With your One Account, you’ll accumulate DNB Rewards on both your account balance and debit card expenditures.

  • Earn 40 DNB Rewards for every AED 100 spent domestically or internationally.
  • Collect 6 DNB Rewards for every AED 1,000 average account balance, capped at 80,000 DNB Rewards per month (requires a minimum average monthly balance of AED 10,000).
  • Access instant redemption for a wide array of rewards including shopping, cashback, utility bill payments, dining, or holiday bookings.
  • Access exclusive lifestyle rewards through our World Mastercard debit card.

Debit Card Daily Limits

  • ATM Cash Withdrawal Limit: AED 20,000
  • Retail Purchase Transaction Limit: AED 40,000
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