Welcome to Dhabi Nations Bank

DNB Etihad Guest Elite Account


  • No minimum balance needed
  • Four free local fund transfers each month
  • First international remittance waived monthly (only DNB charges are waived for remittance from AED accounts)
  • Enjoy unlimited free cheque books
  • Earn 1,000 bonus Etihad Guest Miles for your initial salary transfer
  • Accumulate three Etihad Guest Miles for every AED 1,000 on your average monthly balance* (up to a maximum of 5,000 Etihad Guest Miles per month)
  • *Average balance for the month should be at least AED 10,000


  • The Total Relationship Balance (TRB) requirement is AED 500,000 or higher.
  • (TRB = Current/savings/call account balance + fixed deposits + investments)

Required documents

  • The completed account opening form 
  • Proof of income
  • Original and copy of a valid passport/resident visa/Emirates ID
    Please note that additional documents may be requested on a case-by-case basis

Debit card benefits

The DNB Etihad Guest Elite Account includes a complimentary Etihad Guest Signature debit card, providing access to travel perks and convenient cash access.

  • Welcome bonus Etihad Guest miles:
  • Primary card: 750 joining miles (on your first purchase with the debit card)
  • Cash withdrawals at ATM:
  • Free and unlimited cash withdrawals at a DNB ATM in the UAE
  • Four free cash withdrawals monthly at a non-DNB ATM in the UAE
  • The first cash withdrawal each month at any ATM outside the UAE will be free

Earn miles

  • Earn Etihad Guest miles for every AED 10 you spend
    Domestic transactions (local currency):  Earn 2.5 miles for every AED 10 spent
    International transactions (foreign currency): Earn three miles for every AED 10 spent
    Etihad or Etihad Airways partners: Earn five miles for every AED 10 spent 
  • Earn Etihad Guest miles for every AED 1,000 of average balance Average balance more than AED 10,000 per month: Earn three miles on every AED 1,000

Travel benefits

Your Etihad Guest Signature debit card comes with complimentary travel benefits

  • Complimentary airport lounge access
    Enjoy an outstanding travel experience with access to more than 650 airport lounges worldwide. For more details, visit loungekey.com/visasignature
  • 24/7 concierge service
    Make the most of your trip with round the clock concierge service assisting you in a wide range of travel-related tasks.

Protection benefits

Your Etihad Guest Signature debit card offers a range of protection benefits

  • Travel accident insurance
    Get complimentary travel accident insurance of up to USD 500,000 when you book your flight tickets using your Etihad Guest Signature debit card. Click here for more details
  • Global purchase protection and extended warranty
    Enjoy peace of mind with Global Purchase Protection and Extended Warranty for purchases made with your Etihad Guest Signature debit card
  • International medical and travel assistance
    Your Etihad Guest Signature debit card offers you complimentary international medical and travel assistance to make your trip memorable. Click here for more details

Debit card daily limits

  • ATM cash withdrawal limit AED 30,000
  • Retail purchase transaction limit AED 75,000
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