Loans
Personal Loan for UAE Nationals without Salary Transfer
Acquire the personal loan you require without the necessity of transferring your salary.
- Generous loan amounts of up to AED 1 million
- No mandatory salary transfer
- Minimum monthly salary requirement of AED 15,000
Personal Loans for Expatriates without Salary Transfer
Secure the personal loan you require without the need for a salary transfer.
- Avail high loan amounts of up to AED 600,000
- Minimum monthly salary of AED 15,000
- No mandatory salary transfer
Tailored personal loans exclusively designed for UAE Nationals.
Explore our exclusive personal loans crafted specifically for UAE Nationals.
- Loan amount of up to AED 5 million
- Loan duration extending up to 48 months
- Minimum monthly salary requirement of AED 7,000
Personal Loans for Expatriates
Benefit from competitive interest rates starting at 3.99% variable rate per year.
- Loans available for amounts up to AED 2 million
- Flexible loan duration of up to 48 months
- Minimum monthly salary requirement of AED 7,000
Loans for New Residents / Loans for Individuals New to Employment
Facilitate your settlement in the UAE with our tailored loans.
- Loan amounts extending up to AED 600,000
- Flexible loan duration of up to 48 months
- Minimum monthly salary requirement of AED 10,000
Etihad Guest Loan
- Accrue Etihad Guest Miles on new loans, buyouts, top-ups, or additional personal loans
- Receive 500 Guest Miles for every AED 20,000 borrowed
- Minimum monthly salary requirement of AED 7,000
Secured Financing
Obtain a secured loan leveraging your fixed deposits with DNB.
- Loans available for amounts up to AED 5 million
- Flexible loan duration of up to 48 months
- Minimum monthly salary requirement of AED 7,000
Property Owner Loans
Secure financing by leveraging the value of your rental income.
- Loans available for amounts up to AED 2 million
- Flexible loan duration of up to 48 months
- Minimum monthly salary requirement of AED 7,000
Countrywide Financing Program
Established by the Central Bank of the UAE, this initiative is exclusively designed for UAE nationals with existing loans predating May 2011. Eligibility criteria include a debt burden ratio surpassing 50% of their monthly salary.
Loan Buyout Solutions
Empower your financial control by transferring your loans to DNB.
- Loan amounts available up to AED 5 million
- Flexible loan duration extending up to 48 months
Auto Loans for Employed Individuals
Transform your dream of owning a car into reality with DNB.
- Avail loans of up to AED 1.5 million or 80% of the car value
- Financing options for both new and used cars
- Minimum monthly salary requirement of AED 8,000
Auto Loans for Self-Employed Individuals
As your own boss, seize the opportunity to own the car of your dreams with DNB.
- Loan amount of up to AED 1,500,000 or 80% of the car value
- Financing options available for both new and used cars
- Minimum monthly salary requirement of AED 25,000